1. License Grant & Company Logos
1.1 Service Access
Subject to these Terms, Carrier Index grants you a limited, non-exclusive, non-sublicensable, and non-transferable license to use the Site, Portal, mobile application, and our Services for your personal, non-commercial, internal business uses on devices owned or otherwise controlled by you ("Device(s)"), strictly in accordance with these Terms. As a customer of Carrier Index (each a "Customer"), you may be subject to separate terms governing your use and access to the Site, Portal, mobile application, and/or Services, such as the Carrier Index Software as a Service (SaaS) Agreement.
1.2 Company Logos
By engaging Carrier Index for Services, you grant Carrier Index a limited, non-exclusive, non-transferable license to use your company logo, trademarks, or other company-identifying intellectual property associated with your Account on the Carrier Index Site solely for promotional purposes in connection with the Services we provide you.
2. Modifications to Terms and Services
Carrier Index may, at its sole discretion, change these Terms, including the Carrier Index Privacy Policy, from time to time. If changes occur, we will notify you by email to the address affiliated with your Account. Updated versions will never apply retroactively and will indicate the date they go into effect. We recommend that you check the Terms and Privacy Policy periodically for changes. Your continued use of the Services following the posting of any changes constitutes acceptance of the new terms.
Carrier Index reserves the right to modify, suspend, or discontinue the Services (including the availability of any feature, database, Third-Party Materials, or Content), whether temporarily or permanently, at any time and for any reason. You agree that Carrier Index shall not be liable to you for any modification, suspension, or discontinuation of the Services. Some modifications may require updates to the Site, Portal, or mobile application to continue using the Services.
Carrier Index may also impose limits on certain features and services, restrict your access to parts or all of the Services, and suspend or terminate users without notice or liability.
3. Communications
You consent to accept and receive communications from us, including by email. One-time passwords will be sent during user authentication. Account alert notifications will be sent to notify users of potentially fraudulent activity. Message frequency varies. Through the Services, you can control most of the communications sent to you.
You may revoke your consent to receive marketing emails by unsubscribing from the mailing list. You may not opt out of transactional messages that are part of the Services, including payment receipts, login verifications, updates to these Terms, or updates to the Privacy Policy. You acknowledge that opting out of communications may impact your use of the Services. Messaging carriers are not liable for delayed or undelivered messages.
4. Carrier Index Account
You may access the Site without registering for an account, but certain aspects of the Services — including freight management, verification, chat communication, load tracking, and data storage — require you to create a Carrier Index account (an "Account").
You are solely responsible for maintaining the confidentiality of your Account credentials and for restricting access to your Devices. You agree to accept responsibility for all activities, charges, and damages that occur under your Account. If you discover any unauthorized use of your Account or a security breach, you must report it to Carrier Index immediately. Carrier Index cannot and will not be liable for any loss or damage arising from your failure to comply with this Section.
5. Content: Provided vs. User
5.1 Content
Through the Services, Carrier Index or its third-party service providers may make accessible various content, including Third-Party Materials, videos, photographs, images, artwork, graphics, audio clips, comments, data, text, software, scripts, campaigns, and other material and information, along with associated trademarks and copyrightable works (collectively, "Content"). You have no rights in or to the Content other than as permitted herein, and you acknowledge that all rights, title, and interest in and to the Content belong to others and may be protected by copyright and other intellectual property laws.
We grant you a personal, non-transferable, and non-exclusive limited license to access and use the Content provided by us, other End Users, and our third-party service providers, for purposes permitted by these Terms, provided that you do not use the Content in any manner that violates these Terms and you do not delete or modify any copyright or proprietary notices.
Any copying, reproduction, republication, uploading, posting, sharing, distribution, transmission, or modification of the Content — whether in electronic or hard copy form — is strictly prohibited. You may not frame any Content, trademark, logo, or other proprietary information on the Site without our express written consent. You may not use our name or trademarks in any meta-tags or other hidden text, and you may not link to the Site, without our express written consent.
5.2 User Content
You retain your rights to any content you submit, post, or display on or through the Services — including reviews, Identity Alerts, reports, images, comments, data sets, text, or any other material — ("User Content"). Carrier Index does not receive any rights to User Content except for the limited rights that enable Carrier Index to offer its Services, or the rights Carrier Index has in Feedback, Resultant Data, or Survey Data. You grant Carrier Index permission to use your User Content as described herein, and this permission extends to our affiliates and trusted third parties.
For purposes of these Terms:
"Feedback" means any information, material, concept, idea, invention, improvement, discovery, method, development, works, derivative, enhancement, or modification of Carrier Index's software received, derived, created, or conceived directly or indirectly from your use thereof.
"Resultant Data" means data and information related to your use and access of the Services — including publicly available information, non-publicly available information Carrier Index has permissible access to, and anonymized User Content — used by or generated by Carrier Index in an aggregate and anonymized manner to improve or modify the Services and compile statistical and performance information related to the provision and operation of the Services.
"Survey Data" means Carrier Index's permissible use or collection of your responses or submissions to surveys, interviews, questionnaires, and any information provided by you related to such responses.
User Content includes any reports you provide on our Services. You may also have access to other End Users' Content if they submit reports to be viewed on the Site. When creating a report, you will be required to supply current contact and other relevant information. We reserve the right, but do not undertake any duty, to refuse to post or remove any report or response for any reason, provided that no posted report will be removed unless the accompanying response is also removed.
Any User Content you submit for posting onto the Services is deemed non-confidential, and Carrier Index shall have no obligation of any kind with respect to such User Content. You are solely and exclusively responsible for any User Content you post and all consequences of posting it.
Carrier Index does not make, adopt, confirm, endorse, or ratify any statements, representations, or information contained in User Content posted by you or other End Users. We do not assume any duty to screen or review User Content, confirm its truth or accuracy, or determine whether it violates any rights of any person or entity.
5.3 Additional Content / User Content Terms
Carrier Index reserves the right, but does not undertake any obligation, to refuse to post or remove any Content or User Content at any time, at our sole discretion, including Content or User Content that violates these Terms, is otherwise objectionable, or for any other reason we deem appropriate.
For any User Content you submit or provide to us, you grant us an exclusive, worldwide, royalty-free, perpetual, irrevocable license to use, publish, distribute, display, reproduce, modify, perform, preserve, and create derivative works of all such User Content in any media now known or hereafter developed, and to sublicense and authorize others to do the same, without notice to or consent from you.
You further agree that we may disclose User Content (a) as required by a court or government agency; (b) to enforce these Terms; (c) to respond to any claim that Content or User Content violates the rights of any third party; or (d) to protect our rights. If Carrier Index is requested by a third party to disclose your User Content, Carrier Index will (a) promptly notify you in writing of such request, and (b) be permitted to disclose such information if Carrier Index, in its reasonable discretion, believes withholding it could have any negative effect on Carrier Index.
Any personal information you include in User Content may be collected and/or used by third parties. We take reasonable steps to protect your personal information per our Privacy Policy, but we are not responsible for the security of personal information you submit for public posting.
IT IS YOUR SOLE RESPONSIBILITY TO EVALUATE ALL CONTENT AND USER CONTENT PROVIDED ON THE SITE OR THROUGH THE SERVICES FOR ACCURACY, COMPLETENESS, AND USEFULNESS. YOU — AND NOT US — BEAR ALL LIABILITY AND RESPONSIBILITY FOR ANY REPORT OR INFORMATION YOU SUBMIT FOR POSTING ONTO THE SERVICES.
5.4 Disclaimer
Any User Content or information you submit for posting onto or through the Services, and your use or reliance on any Content — including User Content posted by other End Users — is done entirely at your own risk. By using the Services, you acknowledge risks including that information may be false, misleading, inaccurate, or unreliable, or that persons may be misrepresenting their identities, affiliations, or purposes.
We shall have no liability for any Content or User Content, including any errors or omissions, or any loss or damage you may incur as a result of use of any Content or User Content, or any business, legal, employment, trading, investment, or other decision you or others may make based on any Content on the Services.
Content and User Content provided on or through the Services are furnished for informational and convenience purposes only and do not constitute and should not be construed as a suggestion, direction, offer, or invitation to enter or discontinue any business relationship with any person or entity.
Content on our Services regarding legal or regulatory aspects of the transportation industry does not constitute legal advice. We are not, nor do we hold ourselves out as, licensed or qualified to practice law in any state. You should not rely on any Content or User Content in making decisions concerning any legal matter.
We make no claims or representations as to the accuracy, completeness, or truth of any Content, User Content, or other material on our Services, and any use you make of it is entirely at your own risk.
5.5 Identity Alerts
Certain information on our Services about trucking companies or carriers may be flagged as an "Identity Alert." Identity Alerts sourced by Carrier Index from third parties constitute Content; all others are provided by End Users and constitute User Content. All Identity Alerts posted by users must fit within one of the Identity Alert Categories outlined below. Carrier Index may, at its sole discretion, take down, hide, or permanently delete any Identity Alert that does not fit within these categories or violates these Terms.
5.6 Identity Alert Categories
End User Identity Alerts
- Double Brokering — A carrier booked a load and then brokered it again to a different carrier without the shipper's or broker's knowledge.
- Identity Theft — A carrier's identity was used by another person or company without the carrier's permission.
- Hostage Load — A carrier refused to release freight upon demand or otherwise exerted unauthorized control over freight.
- Stolen Assets — A carrier stole equipment, such as a power unit or trailer, from a broker or shipper.
- Trailer Misuse — A carrier misused a trailer by overloading it or using it for purposes other than intended.
- Back Solicitation — A carrier used information obtained from a broker to solicit the broker's customer directly.
- Unresolved Claims — A carrier failed to resolve a legitimate, documented claim filed by a broker or shipper.
Carrier Index Identity Alerts
- Flagged Factor — A carrier utilizes a factoring company that has been reported by multiple brokers for servicing carriers engaged in double-brokering activities.
- Flagged Address — A carrier is utilizing an address that has numerous entities reported for double-brokering.
- Identity Theft — A carrier has reported to Carrier Index that its identity was used by another person or entity without its permission.
- Bankruptcy Filing — A carrier filed for Chapter 11 Bankruptcy.
FOR THE AVOIDANCE OF DOUBT, ALL CONTENT AND USER CONTENT, IN ANY FORM OR MEDIUM, IS PROVIDED FOR END USER CONVENIENCE ONLY AND SHALL NOT BE CONSTRUED AS LEGAL OR OTHER PROFESSIONAL ADVICE, ACCURATE, VERIFIED, OR OTHERWISE WITHOUT ERROR.
6. Payment for Services
While portions of the Services are offered for free, Carrier Index charges for certain features, including the ability to store and transfer data through our database for internal business purposes. End Users may have limited access to certain aspects of the Services subject to a Customer's executed SaaS Agreement with Carrier Index.
All payments are final and non-refundable. Carrier Index may, at its sole discretion, offer credits or refunds on a case-by-case basis, such as in the event of an error with your order or billing amounts.
For payments due by you, Carrier Index will charge you through a monthly automatic recurring credit card payment, or through a monthly or bi-annual invoice due within fifteen (15) days of receipt, depending on the payment terms selected at checkout. Carrier Index may seek pre-authorization of your credit card prior to purchase to verify validity and available credit. If you opt to pay through recurring invoices, you may pay by check. Other payment terms stated herein also apply.
Carrier Index reserves the right to establish, remove, and/or revise prices, fees, taxes, and/or surcharges for any or all services at any time. Carrier Index reserves the right to charge the final price after checkout, including all applicable transaction taxes.
7. License Restrictions — What You Cannot Do
You shall not:
- Use the Services to monitor or evaluate their availability, performance, or functionality for any competitive purpose, or assist any other party in benchmarking the Services.
- Use the Services for any illegal purpose or in violation of any local, state, national, or international law.
- Copy any portion of the Services, except as expressly permitted by this license.
- Modify, translate, adapt, or otherwise create derivative works or improvements of the Services.
- Reverse engineer, disassemble, decompile, decode, or otherwise attempt to derive or gain access to the source code of the Services or any part thereof.
- Remove, delete, alter, or obscure any trademarks or copyright, trademark, patent, or other intellectual property notices from the Services.
- Rent, lease, lend, sell, sublicense, or otherwise make available the Services or any features or functionality thereof to any third party for any commercial reason.
- Remove, disable, circumvent, or create any workaround to any copy protection, rights management, or security features protecting the Services.
- Take any action that imposes an unreasonable or disproportionately large load on Carrier Index's infrastructure; interfere with the proper working of the Services; run Maillist, Listserv, or any form of auto-responder or spam; or use manual or automated software or processes to scrape any page of the Services.
- Create a false identity, misrepresent your identity, impersonate any person, create a profile for anyone other than you, or use another End User's Account.
- Submit for posting any:
- Material protected by copyright, unless you are the copyright owner, licensee, or otherwise have express permission.
- Illegal, false, inaccurate, incomplete, dated, fraudulent, or misleading information or material.
- Report or response submitted in bad faith or for the purpose of gaining an advantage in a business dispute.
- Information that violates or infringes the rights of any third party, including privacy or publicity rights, copyrights, trademark rights, or other intellectual property rights.
- Information that violates any federal, state, or local laws concerning combinations, restraints of trade, fair competition, or false advertising.
- Material that is defamatory, harassing, threatening, insulting, hateful, or abusive to any person or entity.
- Obscene or sexually oriented or explicit material.
- Material that in any form would constitute spam.
If Carrier Index determines that you have failed to follow these rules, we reserve the right to prohibit any and all current or future use of the Services by you. If we have reason to suspect or learn that anyone is violating these Terms, we may investigate and/or take legal action as necessary, including cooperating with law enforcement or government agencies.
8. Ownership of Intellectual Property
The Services are provided under license, not sold, to you. You do not acquire any ownership interest in the Services, the accessible data, or any other rights beyond using the Services in accordance with the license granted herein. Carrier Index, and its licensors and third-party service providers, reserve and retain their entire right, title, and interest in and to the Services, including all copyrights, trademarks, and other intellectual property rights. You acknowledge and agree that Carrier Index retains all right, title, and interest in any Feedback you provide, and all Resultant Data and Survey Data.
All right, title, and interest in and to Third-Party Materials — including any open-source software, third-party links, third-party websites, documents, data, content, specifications, products, or equipment not proprietary to Carrier Index — are and shall remain with the applicable third-party service provider. This includes the Carrier Index for Outlook product (a Microsoft Outlook add-in that audits email addresses to warn of look-alike domains, dispatch services, and unverified identities) and Load Lock (a feature that securely delivers or audits the recipients of correspondence with carriers to warn of suspicious activity).
Use of the Carrier Index for Outlook feature requires a separate Outlook subscription or service. Use of Carrier Index Services does not include any purchase of or grant to any Microsoft products or subscriptions. Carrier Index may remove or add any Third-Party Materials from its Services at any time without notice, at its sole discretion.
Copyright Rights and Takedown Procedures
If you believe any Content or User Content infringes a copyright, please provide the following information in writing, signed by you, addressed to the Carrier Index Copyright Agent at contact@carrierindex.com:
- The Content or User Content you believe is infringing or being infringed upon.
- A description of the allegedly infringing Content or User Content.
- Any applicable assertions that you own the copyright interest, are the authorized agent of the copyright owner, or who you believe is the applicable copyright owner.
- Your address, telephone number, and email address.
- A statement that all information you have provided is accurate and that you have a good-faith belief that the disputed use is not authorized by the copyright owner, its agent, or by law.
9. Collection and Use of Your Information
When you use the Site, Carrier Index uses automatic means (including cookies and web beacons) to collect information about your Device and your use of the Services. You may also be required to provide certain information about yourself as a condition of using certain features. All information we collect is subject to the Carrier Index Privacy Policy. By using the Site, you consent to all actions taken by us with respect to your information in compliance with the Privacy Policy.
10. Geographic Restrictions
The Content and Services are based in the United States and provided for access and use only by persons located in the United States and Canada. You acknowledge that you may not be able to access all or some of the Services outside of the United States and Canada, and that access may not be lawful in certain jurisdictions. If you access the Services from outside the United States or Canada, you are responsible for compliance with local laws.
11. Updates to the Service
Carrier Index may from time to time develop and provide updates to the Services, which may include upgrades, bug fixes, patches, error corrections, and/or new features (collectively, "Updates"). Updates may also modify or delete certain features and functionality. Carrier Index has no obligation to provide any Updates or to continue to provide or enable any particular features or functionality. All Updates will be deemed part of the Site and subject to all terms and conditions of these Terms.
12. Third-Party Materials
The Services may display, include, or make available Third-Party Materials. Carrier Index is not responsible for Third-Party Materials, including their accuracy, completeness, timeliness, validity, copyright compliance, legality, or quality. Carrier Index does not assume and will not have any liability or responsibility for any Third-Party Materials. Third-Party Materials and links thereto are provided solely as a convenience, and you access and use them entirely at your own risk and subject to such third parties' terms and conditions.
13. Term and Termination
These Terms commence when you acknowledge your acceptance and will continue in effect until terminated by you or Carrier Index. You may cancel your Account at any time through your Account settings. We may suspend or cancel your Account without notice if you violate these Terms or our Privacy Policy, fail to pay us in accordance with these Terms, create risk or possible legal exposure for us, your Account should be removed due to unlawful conduct, our SaaS Agreement granting you access to our Services terminates or expires, or our provision of the Services to you is no longer commercially viable. Upon termination of your Account, your license to use Carrier Index's Services terminates.
14. Disclaimer of Warranties
THE SERVICES, AND ALL CONTENT AND USER CONTENT, ARE PROVIDED TO YOU "AS IS" AND "AS AVAILABLE" WITH ALL FAULTS AND DEFECTS WITHOUT REPRESENTATION OR WARRANTY OF ANY KIND. TO THE MAXIMUM EXTENT PERMITTED UNDER APPLICABLE LAW, CARRIER INDEX EXPRESSLY DISCLAIMS ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING ALL IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT, AND WARRANTIES THAT MAY ARISE OUT OF COURSE OF DEALING, COURSE OF PERFORMANCE, USAGE, OR TRADE PRACTICE.
WITHOUT LIMITATION TO THE FOREGOING, CARRIER INDEX PROVIDES NO WARRANTY OR UNDERTAKING, AND MAKES NO REPRESENTATION OF ANY KIND THAT THE SERVICES, THE CONTENT, OR THE USER CONTENT WILL BE ACCURATE, COMPLETE, RELIABLE, CURRENT, TIMELY, SECURE, OF ANY PARTICULAR QUALITY, MEET YOUR REQUIREMENTS, ACHIEVE ANY INTENDED RESULTS, BE COMPATIBLE OR WORK WITH ANY OTHER SOFTWARE, APPLICATIONS, SYSTEMS, OR SERVICES, OPERATE WITHOUT INTERRUPTION, MEET ANY PERFORMANCE OR RELIABILITY STANDARDS, OR BE ERROR-FREE, OR THAT ANY ERRORS OR DEFECTS CAN OR WILL BE CORRECTED. THIS DISCLAIMER INCLUDES BUT IS NOT LIMITED TO ANY INSURANCE INFORMATION, IDENTITY ALERTS, OR ANY OTHER POSTS AVAILABLE THROUGH THE SERVICES.
SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF OR LIMITATIONS ON IMPLIED WARRANTIES OR THE APPLICABLE STATUTORY RIGHTS OF A CONSUMER, SO SOME OR ALL OF THE ABOVE EXCLUSIONS AND LIMITATIONS MAY NOT APPLY TO YOU.
15. Limitation of Liability
EXCEPT AS OTHERWISE SPECIFICALLY PROVIDED, IN NO EVENT SHALL CARRIER INDEX, NOR ITS DIRECTORS, EMPLOYEES, AGENTS, PARTNERS, SUPPLIERS, THIRD-PARTY SERVICE PROVIDERS, OR CONTENT PROVIDERS, BE LIABLE UNDER CONTRACT, TORT, STRICT LIABILITY, NEGLIGENCE, OR ANY OTHER LEGAL OR EQUITABLE THEORY WITH RESPECT TO THE SERVICES, THE CONTENT, OR THE USER CONTENT FOR:
(I) ANY LOST PROFITS, DATA LOSS, COST OF PROCUREMENT OF SUBSTITUTE GOODS OR SERVICES, OR SPECIAL, INDIRECT, INCIDENTAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES OF ANY KIND WHATSOEVER;
(II) ANY BUGS, ERRORS, OMISSIONS, INACCURACIES, VIRUSES, TROJAN HORSES, OR THE LIKE, REGARDLESS OF THE SOURCE OF ORIGINATION;
(III) PROPER OR IMPROPER USE OF INFORMATION BY ANY INDIVIDUAL WHO MAY OR MAY NOT HAVE AUTHORITY TO ACCESS THE USER ACCOUNT; OR
(IV) ANY DIRECT DAMAGES IN EXCESS OF THE TOTAL AMOUNT PAID IN THE TWELVE (12) MONTHS PRIOR TO THE EVENT GIVING RISE TO THE CLAIM OR ONE HUNDRED U.S. DOLLARS ($100.00), WHICHEVER IS LESS.
SOME STATES OR COUNTRIES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATIONS AND EXCLUSIONS MAY NOT APPLY TO YOU. IN THESE JURISDICTIONS, CARRIER INDEX'S LIABILITY WILL BE LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.
16. Indemnification
You agree to indemnify, defend, and hold harmless Carrier Index and its officers, directors, employees, agents, third-party service providers, affiliates, successors, and assigns from and against any and all losses, damages, liabilities, deficiencies, claims, actions, judgments, settlements, interest, awards, penalties, fines, costs, or expenses of whatever kind, including attorneys' fees, arising from or relating to:
(i) your or your customer's, representative's, employee's, or contractor's use or misuse of the Services, or any use of or access to Content or User Content;
(ii) breach of these Terms or any terms governing your use of Third-Party Materials;
(iii) your or your designees' actions pertaining to the use of information stored in your End User Account;
(iv) your submission of any User Content or response thereto; or
(v) any allegation that anything submitted under your Account is untrue, inaccurate, false, misleading, malicious, tortious, unlawful, or otherwise violates or infringes the rights of any third party.
Your indemnification obligations will arise as and when Carrier Index or any indemnified party incurs any penalties, costs, expenses, losses, damages, or fees. You shall be liable to pay such obligations at the time they are incurred, regardless of whether Carrier Index is found liable to any third party. Your indemnity obligations shall survive termination or expiration of these Terms for any reason.
17. Severability
If any provision of these Terms is illegal or unenforceable under applicable law, the remainder of the provision will be amended to achieve as closely as possible the effect of the original term, and all other provisions of these Terms will continue in full force and effect.
18. Escalation Procedures, Governing Law, and Jurisdiction
Any dispute, controversy, or claim arising out of or relating to these Terms, or the breach, termination, or invalidity thereof (each, a "Dispute"), shall be resolved under the provisions of this Section.
Upon any Dispute, both parties agree to send written notice to the other party ("Dispute Notice") and first attempt in good faith to resolve the Dispute through negotiation and consultation, including no fewer than three (3) negotiation sessions. If the Dispute is not resolved within thirty (30) business days after delivery of the Dispute Notice, either party may, by written notice ("Escalation to Executive Team Notice"), refer the Dispute to each party's respective Executive Team representative.
If the Executive Team cannot resolve the Dispute within sixty (60) days after the date of the Escalation to Executive Team Notice (the "Escalation to Legal Action Date"), either party may initiate additional legal actions.
These Terms are governed by and construed in accordance with the internal laws of the State of Texas, without giving effect to any choice or conflict of law provision. Any legal suit, action, or proceeding arising out of or related to these Terms and our Privacy Policy shall be instituted exclusively in the federal courts of the United States or the courts of the State of Texas, in each case located in Dallas County. You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.
19. Entire Agreement
These Terms, our Privacy Policy, and any statements or rules on the Services on your date of access constitute the entire agreement between you and Carrier Index with respect to the Site and supersede all prior or contemporaneous understandings and agreements, whether written or oral, with respect to the Site.
20. Waiver
No failure to exercise, and no delay in exercising, on the part of either party, any right or power hereunder shall operate as a waiver thereof, nor shall any single or partial exercise of any right or power preclude further exercise of that or any other right hereunder. In the event of a conflict between these Terms and any applicable purchase or other agreement, these Terms shall govern.
21. Contact
If you have any questions regarding these Terms, please contact us at:
Email: contact@carrierindex.com